Protect Your Business and Your Home Buyers with Our Structural Home Warranty Coverage.

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Warranty Features


Reduce your risk with 2-10 Home Buyers Warranty® (2-10 HBW) structural home warranty coverage. This coverage ensures that builders are protected.


Paying out over $250 million in structural defect claims, 2-10 Home Buyers Warranty® (2-10 HBW) has helped our builders protect their business and customers.


Our warranties are HUD-approved and fully transferable. We provide the most comprehensive risk management programs in the industry.


Meet the Johnsons

The Johnsons are smart shoppers looking to purchase a home from a quality builder, like you. Watch as they go through the process and learn about the importance of buying a home from a builder that includes a 3rd party, insurance-backed 10 year structural home warranty.

How do Builders benefit from becoming a member?

  • Insurance-backed, limited warranty protection from frame to foundation
  • The largest national home warranty program with coverage on homes for structural defects that make the home unsanitary, unsafe or otherwise unlivable
  • No mandatory builder deductibles
  • Transferable warranties
  • A full ten years of qualified structural warranty coverage from the date of closing
  • A New Construction Home Service Agreement for buyers
  • Warranties that are accepted for FHA and VA financing
  • Binding arbitration

2-10 HBW Structural Warranties Explained

Gain the confidence of your buyers with our structural warranties, protecting homes right from the day of closing. One year workmanship, 2 years systems and 10 years of structural coverage. It is the most common new home warranty product provided by quality home builders, with 1 in 8 new homes sold in America covered by a 2-10 HBW Structural Warranty product.

What Load-Bearing Components Are Covered with a 2-10 HBW Structural Warranty?

2-10 Home Buyers Warranty - What's Covered
  • 2-10 Home Buyers Warranty - What's Covered Columns
    A vertical structural element that transmits the weight of the structure above to other structural elements.
  • 2-10 Home Buyers Warranty - What's Covered Beams / Girders
    Horizontal members made of steel, timber or concrete that carry structural loads.
  • 2-10 Home Buyers Warranty - What's Covered Footings & Foundation Systems
    Often classified as shallow or deep foundations, depending on the depth of the load-transfer member below the super-structure and the type of transfer load mechanism. The required foundation system depends on the strength and compressibility of the site soils, the proposed loading conditions, and the project performance criteria (i.e. total settlement and differential settlement limitations).
  • 2-10 Home Buyers Warranty - What's Covered Roof Framing Systems
    A group of studs fitted or joined together to provide support for the roof covering.
  • 2-10 Home Buyers Warranty - What's Covered Load-bearing Walls & Partitions
    Transfer the weight of the roof and upper floors to the foundation. All exterior walls are bearing walls. They support the roof at the ends of the joists. The interior bearing walls support the floors above and the attic weight.
  • 2-10 Home Buyers Warranty - What's Covered Floor Framing
    Structural supports for floor systems, including joists and bridging.

Additional Warranty Products